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    Mindaura.co – Terms & Conditions, Subscription & Billing Policy

    Effective Date: 11-12-2025
    Company Name: Mindaura.co
    Support Email: support@mindaura.co
    Website: https://mindaura.co


    1. Agreement to Terms

    By accessing, registering for, or purchasing any service from Mindaura.co (“Company”, “we”, “us”, or “our”), you acknowledge that you have read, understood, and agreed to be legally bound by these Terms & Conditions, including our Subscription, Billing, Cancellation, and Refund Policies.

    If you do not agree, you must not use or purchase our services.


    2. Subscription Disclosure (Material Terms)

    Mindaura.co operates on a trial-to-paid subscription model.

    IMPORTANT BILLING DISCLOSURE (CARD NETWORK REQUIRED):

    • You are enrolling in a paid trial costing $1.99 USD

    • Trial duration is 3 days or 7 days, as clearly disclosed at checkout

    • After the trial period ends, your subscription automatically renews

    • You will be charged $29.95 USD per month

    • Billing recurs every 30 days

    • Charges will continue until canceled

    By completing checkout, you expressly authorize Mindaura.co to charge your selected payment method for:

    1. The trial fee immediately, and

    2. Recurring monthly subscription fees after the trial ends

    This authorization complies with Visa & Mastercard Stored Credential Frameworks.


    3. Free Trial & Introductory Offer Terms

    • The $1.99 trial is a limited introductory offer

    • Only one trial per customer, payment method, or household is permitted

    • Trial access converts automatically to a paid subscription

    • Failure to cancel before trial expiration results in a non-refundable subscription charge


    4. Cancellation Policy (Mandatory for Chargeback Defense)

    You may cancel your subscription at any time prior to your next billing date.

    How to Cancel

    To cancel, email:
    📧 support@mindaura.co

    Your request must include:

    • The email address used at signup

    • A clear statement requesting cancellation

    Processing Time

    • Cancellation requests are processed within 24–48 business hours

    • Once canceled, no further charges will occur

    • Access remains active until the end of the current billing cycle

    Cancellations are not retroactive.


    5. Refund Policy (Strict – Bank-Compliant)

    All Sales Are Final

    All charges are non-refundable, except where required by law or expressly stated below.

    Refunds May Be Considered Only In These Limited Cases

    Refunds are issued solely at our discretion:

    1. Duplicate charges caused by a system error

    2. Proven billing errors attributable to Mindaura.co

    3. Unauthorized transactions confirmed after investigation

    4. Charges occurring after a verified, timely cancellation request

    Non-Refundable Circumstances (Explicit for Disputes)

    Refunds will not be provided for:

    • Failure to cancel before the trial or renewal date

    • Forgetting about the subscription

    • Lack of use or perceived value

    • Dissatisfaction with results

    • Price objections after billing

    • Misunderstanding the trial terms

    • Ignoring or missing billing disclosures

    • Claims of “unrecognized charges” where authorization exists


    6. Chargeback & Payment Dispute Policy

    Before initiating a chargeback, you agree to contact
    📧 support@mindaura.co

    Initiating a chargeback without contacting us first may result in:

    • Immediate account termination

    • Permanent service suspension

    • Forfeiture of any refund eligibility

    Fraudulent or abusive chargebacks may be contested with supporting evidence, including:

    • IP address logs

    • Timestamped checkout consent

    • Subscription disclosures

    • Billing authorization records


    7. Billing Descriptors & Payment Authorization

    Charges will appear on your bank or card statement under a descriptor referencing Mindaura.

    By providing payment details, you represent that:

    • You are authorized to use the payment method

    • You consent to recurring charges

    • You understand and accept ongoing billing until canceled


    8. User Responsibility

    You are solely responsible for:

    • Managing your subscription

    • Monitoring billing dates

    • Ensuring your email address is accurate

    • Checking spam or junk folders

    Failure to receive emails does not constitute grounds for a refund.


    9. Service Modifications & Availability

    We reserve the right to:

    • Modify or discontinue services

    • Update pricing with prior notice

    • Restrict access for abuse, fraud, or policy violations


    10. Limitation of Liability

    To the fullest extent permitted under U.S. law:

    • Mindaura.co shall not be liable for indirect or consequential damages

    • Maximum liability shall not exceed the amount paid in the most recent billing cycle


    11. Governing Law & Jurisdiction

    These Terms shall be governed and interpreted under the laws of the United States, without regard to conflict of law principles.


    12. Contact Information

    📧 support@mindaura.co
    🌐 https://mindaura.co